J. Mark Iwry (pronounced “Eevry”) is a Nonresident Senior Fellow at the Brookings Institution and Visiting Scholar at The Wharton School. He served from 2009 to January 2017 as Senior Advisor to the Secretary of the Treasury. He also served concurrently as the U.S. Treasury Department’s Deputy Assistant Secretary for Retirement and Health Policy. As policymaker and regulator, his portfolio included pension, retirement (including 401(k) plans and IRAs), savings, and health policy; related tax policy and tax and legal aspects; legislative and regulatory implementation of health care reform (ACA); other employee benefits and compensation, and related legislative, rulemaking, regulatory, and policymaking responsibilities. In addition to his roles at Brookings and Wharton, he is Senior Policy Advisor to AARP and serves on boards of advisors for various organizations, including fintech startup enterprises and academic, research and other not-for-profit entities, such as the American Benefits Institute, Council of Scholar Advisors of the Georgetown University Center for Retirement Initiatives, Panel of Outside Scholars of the Boston College Center for Retirement Research, Board of Advisors of the Pension Research Council at The Wharton School, and other organizations. In recent years he has been recognized as one of the world’s “30 top financial players” (Smart Money magazine), “Investment News 20” (20 individuals expected to have a major influence on the financial services industry), 100 most influential people in finance (Treasury and Risk), 50 most influential people in aging (Next Avenue), 40 most influential people in pensions (Institutional Investor), number 3 among the “100 most influential people in 401(k)” (401(k) Wire), etc. A principal architect of the Saver’s Credit to expand 401(k) and IRA coverage of middle- and lower-income workers (claimed annually on some 8 million tax returns), the “myRA” (a simple, safe, affordable starter account for new savers), and the “SIMPLE” IRA plan (covering 3 to 4 million workers), he also co-authored President Obama’s legislative proposal to achieve a breakthrough in retirement savings coverage through automatic enrollment in IRAs, and played a central role in initiating and designing the nationwide state-based initiative to adopt the automatic IRA and to enact other retirement savings programs to facilitate private-sector saving at the state level. He also has been centrally involved in developing or orchestrating other expansions, simplifications, and improvements of the nation’s pension, health care, and benefits systems, law, and regulatory framework, including the payroll deduction IRA, promoting lifetime income (including “QLAC” longevity annuities, target date fund annuities, and other partial and incremental annuities) in 401(k) and defined benefit plans and in IRAs, expanding saving through direct deposit of income tax refunds into IRAs and US saving bonds, the small business startup tax credit for new retirement plans, faster vesting in pension and 401(k) plans, promoting payroll deduction IRAs and earlier or immediate participation in 401(k) plans, and the rollback of the longstanding “use it or lose it" rule for health FSAs. He graduated with honors from Harvard College (A.B. in History and Literature) and Harvard Law School (J.D.) and has a Masters degree in Public Policy from Harvard’s Kennedy School. He was a Harvard National Scholar, has been listed in Best Lawyers in America, Washington DC Super Lawyers, Who’s Who, etc., is a Fellow of the American College of Employee Benefits Counsel, and is a member of the bar of the United States Supreme Court. On a lighter note, Mark’s observations on taxation are quoted more frequently than nearly any other individual in the anthology As Certain As Death: Quotations About Taxes (ed., J. Yablon, Tax Analysts 2015), where they appear along with (better) quotes from more eminent authorities including Adam Smith, Voltaire, Jefferson, Franklin, de Tocqueville, the Old Testament, and Dave Barry.