Cynthia Hutchins is the director of financial gerontology for Bank of America Merrill Lynch, and has more than 30 years of experience in the wealth management and retirement industry. In her role, Cynthia works closely with Merrill Lynch financial advisors to provide training, education, resources and one-on-one attention to engage clients on the topics of aging, longevity, retirement and later life planning. Cynthia has been deeply involved in the development of a new approach to helping pre-retirees and retirees prepare for retirement across seven life priorities, including work, leisure, health, finance, family, giving and home. She was also central to the creation of the Merrill Lynch Longevity Training Program, developed in partnership with the USC Leonard Davis School of Gerontology to help Merrill Lynch financial advisors better understand and address the evolving needs of the nation’s aging population and their families. In 2015, a version of the training program for human resource (HR) and benefit plan professionals was launched to drive greater awareness of the needs the nation’s aging workforce. Prior to her current role, Cynthia was the Merrill Lynch retirement specialist for the Mid-Atlantic Region, covering Washington, DC, Maryland and Northern Virginia. Prior to that role, Cynthia served as a Circle of Excellence financial advisor with Merrill Lynch for 20 years. Cynthia currently serves on the board of directors of the American Society on Aging (ASA). In 2015, she participated in the White House Conference on Aging Elder Justice Forum, and was also named to the inaugural PBS Next Avenue Influencers in Aging list. Cynthia earned a Bachelor of Science degree in Business and Finance from Towson University, and a Masters of Gerontology degree from the University of Southern California. She has also earned the Chartered Retirement Plan Consultant (CRPC) designation through the College for Financial Planning, and the Certified Investment Management Analyst (CIMA) designation through the Wharton School at the University of Pennsylvania and the Investment Management Consultant’s Association (IMCA). Cynthia holds the Series 7, 24, 63 and 65 securities licenses.