Lori Trawinski joined the AARP Public Policy Institute in 2010 and is responsible for research on policy issues relating to mortgage lending, foreclosures, reverse mortgages, consumer debt, and financial services. She led a multiyear initiative that examined issues related to employment challenges faced by older Americans. She frequently speaks to the press about reverse mortgages, financial management, age diversity in the workplace, and consumer debt issues. Dr. Trawinski began her career as an economist at the U.S. Department of Commerce, Bureau of Economic Analysis, where she worked on estimation and analyses of international securities transactions in the balance of payments accounts. A bond market expert, Dr. Trawinski was vice president, director of research at The Bond Market Association and was director of debt market research at Freddie Mac. She also taught macroeconomics at Northern Virginia Community College. Dr. Trawinski holds a Ph.D. in economics and finance, an M.A. in international economics, and a B.A. in financial management from The Catholic University of America in Washington, DC. In addition, Dr. Trawinski holds an executive certificate in financial planning from Georgetown University. In November 2017, she completed the Certificate Program in Diversity and Inclusion at the ILR School of Cornell University.