Judy Ertel is Managing Director, Global Risk Insurance with Cummins Inc. a global manufacturer of engines and power systems. In this role Judy manages a team of 18 worldwide risk professionals on five continents. The function is responsible for global property, casualty and executive lines of insurance procurement, global risk mitigation initiatives and claims support. Judy holds a bachelors and masters of business administration degree. She has been employed by Cummins Inc. for 20 years, serving in various capacities from health benefits strategy roles to IT project implementation. Judy joined the Risk Insurance team in 2006, with the first assignment of implementation leader for the global risk insurance management system (RIMIS). She has enjoyed the risk function as it has grown from focusing on pure procurement to one that has matured to encompass enterprise and exposure risk management. She is the current President of CMI’s captive, Dynamo Inc., domiciled in VT, USA. Judy is active with Cummins philanthropic initiatives, Every Community Every Employee projects as well as participates in various insurer advisory committees for both domestic and global insurers. She serves as Co-Chair of the Risk Committee of the MAPI (Manufactures Alliance) Risk Council.