Richard specialises in all aspects of financial crime and brings considerable experience of conducting investigations in the financial services sector. Richard is currently on a long term secondment to PwC Singapore. Anti Money Laundering / KYC Richard advises on the appropriateness of Know Your Customer (KYC) and sanctions policies and procedures, has led large KYC remediation programmes for a range of global financial institutions, and also has extensive experience of advising on the design, implementation and optimisation of transaction monitoring and reporting systems. In addition, Richard leads the firm's propositions on KYC utilities. Richard has advised on appropriate operating models for the utilities themselves, as well as considering the implications for individual financial institiutions that wish to use the services of a KYC utility. Investigations & Asset Tracing Richard has conducted complex investigations into allegations of fraud and money laundering perpetrated against financial institutions located both in the UK and overseas. Richard has significant experience of conducting global investigations, including Central and Eastern Europe, the USA, the Middle East and the CIS.