Bernard heads the Financial Markets Development Department and Payments and Technology Solutions Office in the Monetary Authority of Singapore. The Financial Markets Development Department aims to promote a vibrant financial market in Singapore, bringing together sell-side capital market products and solutions with buy-side asset management and insurance companies. The Payments and Technology Solutions Office is part of the Financial Technology and Innovation Group. It aims to foster a sound and innovative payments and technology ecosystem through a progressive and risk-based regulatory framework and supportive public-private partnerships. From 2013 to 2015, Bernard headed the International Department, which oversees MAS’ international and regional co-operation. From 2007 to 2013, Bernard headed the Monetary Management Division. In his six years there, Bernard was responsible for implementing Singapore’s monetary policy operations in the foreign exchange market, managing the Singapore dollar money market, as well as developing the government securities market. Bernard graduated from Columbia University in New York. He earned his Bachelor of the Arts in Political Science and Master of Public Administration between 1997 and 2001. He has two corgis, aged 5 and 11.