Micah Winkelspecht is the CEO and Founder of Gem. Micah has been active in bitcoin since 2012. In the early days, Micah established an active Bitcoin community in Los Angeles and grew it to over 1,000 members. Micah is also a significant contributor to the blockchain developer community as the author of MoneyTree, a popular open- source library used to create blockchain wallets and the first Ruby implementation of a Bitcoin HD wallet. Prior to his contributions to blockchain technology, Micah spent 10+ years developing software for companies including AT&T Interactive, Guide Financial and Pose. When it was founded, Gem offered security-as-a-service for developers building on top of Bitcoin. As blockchain technology popularized, Gem was increasingly approached by financial institutions to apply our security to other digital assets. We designed GemOS to expand security beyond digital assets, to apply it to identity, data, and logic frameworks that can be implemented on a blockchain. Today, Gem works with leaders in finance, healthcare, insurance and beyond.